/* ================================
   GoCompareInvest — design system v4
   Dark violet "digital agency" theme: near-black background,
   glowing violet gradients, faceted geometric accents.
   Original palette/icons — not copied from any other brand.
   ================================ */

@import url('https://fonts.googleapis.com/css2?family=Sora:wght@500;600;700;800&family=IBM+Plex+Sans:wght@400;500;600;700&display=swap');

:root{
  --bg:#07050C;
  --surface:#141019;
  --surface-2:#1B1524;
  --panel-dark:#0A0710;
  --panel-dark-2:#0F0A18;
  --line:#2C2438;
  --line-soft:#1E1826;

  --coral:#8B5CF6;
  --coral-bright:#B98BFF;
  --teal:#7C4DE0;
  --teal-bright:#22D3EE;
  --butter:#241C30;
  --mint:#1B2430;
  --peach:#2A1D30;

  --text:#F3F1F8;
  --text-dim:#B2A9C4;
  --text-faint:#6E6480;
  --on-dark:#F3F1F8;
  --on-dark-dim:#B2A9C4;

  --sage:#4ADE93;
  --rust:#F2707A;
  --gold-bright:#B98BFF;

  --serif:'Sora', 'IBM Plex Sans', sans-serif;
  --sans:'IBM Plex Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --max:1180px;
  --radius:14px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
html:focus-within{scroll-behavior:auto;}

body{
  margin:0;
  background:
    radial-gradient(640px circle at 88% 0%, rgba(139,92,246,0.22), transparent 60%),
    radial-gradient(520px circle at 6% 30%, rgba(34,211,238,0.10), transparent 60%),
    var(--bg);
  background-attachment:fixed;
  color:var(--text);
  font-family:var(--sans);
  font-size:16px;
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}

img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}

h1,h2,h3,h4{
  font-family:var(--serif);
  font-weight:600;
  margin:0 0 .5em 0;
  color:var(--text);
  letter-spacing:-0.01em;
}
h1{font-size:clamp(2.2rem,4vw,3.2rem);line-height:1.08;font-weight:700;}
h2{font-size:clamp(1.6rem,2.4vw,2.1rem);line-height:1.18;}
h3{font-size:1.25rem;line-height:1.3;}

p{margin:0 0 1em 0;max-width:62ch;color:var(--text);}
p.lede{font-size:1.1rem;color:var(--text-dim);max-width:52ch;}

.muted{color:var(--text-dim);}
.small{font-size:.875rem;}

:focus-visible{outline:2px solid var(--teal);outline-offset:3px;}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important;}
}

.wrap{max-width:var(--max);margin:0 auto;padding:0 28px;}

/* ---------- top utility bar ---------- */
.topbar{
  background:var(--mint);
  border-bottom:1px solid var(--line);
  font-size:.85rem;
}
.topbar .wrap{
  display:flex;justify-content:flex-end;gap:24px;
  height:38px;align-items:center;
}
.topbar a{color:var(--teal);font-weight:600;}
.topbar a:hover{color:var(--coral);}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  padding:12px 24px;border-radius:999px;
  font-family:var(--sans);font-weight:700;font-size:.92rem;
  cursor:pointer;border:1px solid transparent;white-space:nowrap;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
}
.btn-primary{
  background:linear-gradient(135deg,var(--coral-bright),var(--coral));
  color:#2A0E06;
  box-shadow:0 10px 22px rgba(139,92,246,0.35);
}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 14px 28px rgba(139,92,246,0.45);}
.btn-ghost{background:rgba(255,255,255,0.04);border-color:var(--line);color:var(--text);}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal);}
.btn-dark{background:var(--panel-dark);color:var(--on-dark);}
.btn-dark:hover{background:var(--panel-dark-2);}
.btn-block{width:100%;justify-content:center;}
.btn-sm{padding:8px 18px;font-size:.78rem;letter-spacing:.03em;}

/* ---------- feature cards (Aetheris-style) ---------- */
.feature-card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:28px;
  box-shadow:0 20px 40px rgba(139,92,246,0.10);
  position:relative;
  overflow:hidden;
}
.feature-card .ficon{
  width:52px;height:52px;border-radius:14px;
  background:linear-gradient(135deg,var(--coral),var(--teal-bright));
  display:flex;align-items:center;justify-content:center;
  font-size:1.4rem;margin-bottom:20px;
  box-shadow:0 10px 24px rgba(139,92,246,0.35);
}
.feature-card h3{font-size:1.05rem;text-transform:uppercase;letter-spacing:.02em;margin-bottom:10px;}
.feature-card p{color:var(--text-dim);font-size:.9rem;margin-bottom:18px;}
.btn-green{background:linear-gradient(135deg,#54C08A,var(--sage));color:#08261A;box-shadow:0 10px 20px rgba(46,158,110,0.25);}
.btn-green:hover{transform:translateY(-1px);}

/* ---------- header / nav ---------- */
.site-header{
  background:rgba(7,5,12,0.82);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
  position:sticky;top:0;z-index:50;
}
.site-header .wrap{
  display:flex;align-items:center;justify-content:space-between;height:78px;
}
.brand{
  display:flex;align-items:center;gap:10px;
  font-family:var(--serif);font-size:1.3rem;font-weight:800;color:var(--text);
}
.brand .mark{
  width:36px;height:36px;border-radius:9px;
  background:linear-gradient(150deg,var(--teal),var(--sage));
  display:flex;align-items:center;justify-content:center;
  color:#052018;font-family:var(--serif);font-weight:800;font-size:1.1rem;
}
nav.primary-nav{display:flex;align-items:center;gap:30px;}
nav.primary-nav a{font-size:.95rem;font-weight:600;color:var(--text-dim);padding:6px 0;border-bottom:2px solid transparent;}
nav.primary-nav a:hover, nav.primary-nav a.active{color:var(--text);border-bottom-color:var(--coral);}
.nav-actions{display:flex;align-items:center;gap:16px;}
.nav-actions a.login-link{color:var(--text-dim);font-size:.95rem;font-weight:600;}
.nav-actions a.login-link:hover{color:var(--text);}
.nav-toggle{display:none;background:none;border:1px solid var(--line);color:var(--text);width:40px;height:40px;border-radius:10px;cursor:pointer;}
@media (max-width:900px){
  nav.primary-nav{
    position:absolute;top:78px;left:0;right:0;flex-direction:column;align-items:flex-start;
    background:var(--surface);border-bottom:1px solid var(--line);padding:8px 28px 20px;gap:4px;display:none;
  }
  nav.primary-nav.open{display:flex;}
  nav.primary-nav a{width:100%;padding:10px 0;border-bottom:1px solid var(--line-soft);}
  .nav-toggle{display:block;}
  .nav-actions .login-link{display:none;}
}

/* ---------- promo hero banner (dark panel) ---------- */
.promo-hero{
  background:linear-gradient(120deg,var(--panel-dark) 0%, var(--panel-dark-2) 100%);
  color:var(--on-dark);
  padding:56px 0;
  position:relative;
  overflow:hidden;
  border-bottom:1px solid var(--line);
}
.promo-hero::before{
  content:'';position:absolute;bottom:-140px;left:-110px;width:280px;height:280px;
  border-radius:50%;background:radial-gradient(circle,rgba(139,92,246,0.5),transparent 70%);
  pointer-events:none;
}
.promo-hero::after{
  content:'';position:absolute;top:-90px;right:-70px;width:320px;height:320px;
  background:radial-gradient(circle,rgba(34,211,238,0.16),transparent 70%);
  pointer-events:none;
}
.promo-hero .wrap{position:relative;z-index:2;}
.hexagon-deco{position:absolute;inset:0;opacity:0.35;pointer-events:none;z-index:1;}
.promo-grid{display:grid;grid-template-columns:1.15fr 0.85fr;gap:40px;align-items:center;}
.promo-hero h1{color:var(--on-dark);font-size:clamp(1.9rem,3.6vw,2.9rem);text-transform:uppercase;line-height:1.15;}
.promo-hero h1 .hl{color:var(--gold-bright);}
.promo-hero p{color:var(--on-dark-dim);font-size:1.05rem;max-width:46ch;}
.promo-hero a.textlink{color:var(--on-dark);text-decoration:underline;font-weight:600;}
.promo-fine{color:var(--on-dark-dim);font-size:.78rem;margin-top:22px;}

.promo-illustration{position:relative;min-height:280px;display:flex;align-items:center;justify-content:center;}
.promo-illustration svg{max-width:100%;height:auto;}

/* ---------- category / offer cards ---------- */
.offers-strip{margin-top:-64px;position:relative;z-index:5;}
.offer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
@media (max-width:900px){.offer-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:560px){.offer-grid{grid-template-columns:1fr;}}

.offer-card{
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:0 22px 44px rgba(139,92,246,0.25);
  display:flex;flex-direction:column;
  background:var(--surface);
  border:1px solid var(--line);
}
.offer-card .offer-top{padding:26px 20px 18px;position:relative;flex-grow:1;}
.offer-card .offer-top.mint{background:var(--mint);}
.offer-card .offer-top.peach{background:var(--peach);}
.offer-card .offer-top.butter{background:var(--butter);}
.offer-card .offer-top.white{background:var(--surface);}
.offer-badge{
  position:absolute;top:-16px;left:20px;
  width:44px;height:44px;border-radius:50%;
  background:var(--surface);border:2px solid var(--panel-dark);
  display:flex;align-items:center;justify-content:center;font-size:1.2rem;
}
.offer-card h4{margin-top:14px;font-size:1.15rem;}
.offer-illustration{margin:18px 0 4px;display:flex;justify-content:center;}
.offer-card .offer-cta{
  background:var(--panel-dark);
  padding:16px 20px;
}
.offer-card .offer-cta .btn{width:100%;justify-content:center;}

/* ---------- sections ---------- */
.section{padding:72px 0;border-bottom:1px solid var(--line-soft);}
.section.tight{padding:48px 0;}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:36px;}
.section-head p{margin:0;}
.segment-label{color:var(--coral);font-family:var(--serif);font-size:.85rem;margin-bottom:8px;font-weight:700;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr);} .grid-2{grid-template-columns:1fr;}}
@media (max-width:600px){.grid-3,.grid-4,.grid-2{grid-template-columns:1fr;}}

.card{
  background:var(--surface);border:1px solid var(--line);padding:26px;
  border-radius:var(--radius);box-shadow:0 16px 32px rgba(139,92,246,0.15);
}
.card h3{margin-bottom:10px;}
.card p{color:var(--text-dim);font-size:.95rem;}
.card .num{font-family:var(--serif);color:var(--teal);font-size:1.5rem;margin-bottom:14px;display:block;}

.step-list{list-style:none;margin:0;padding:0;counter-reset:step;}
.step-list li{counter-increment:step;display:grid;grid-template-columns:44px 1fr;gap:20px;padding:22px 0;border-top:1px solid var(--line-soft);}
.step-list li:first-child{border-top:none;}
.step-list li::before{content:counter(step);font-family:var(--serif);color:var(--coral);font-size:1.3rem;font-weight:700;}

/* ---------- category cards (two-stat, homepage segment) ---------- */
.category-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:0 14px 28px rgba(139,92,246,0.15);}
.category-card h4{font-family:var(--serif);font-size:1.05rem;margin-bottom:14px;}
.category-card .stat-row{display:flex;gap:22px;margin-bottom:16px;}
.category-card .stat-row div b{display:block;font-family:var(--serif);color:var(--teal);font-size:1.2rem;}
.category-card .stat-row div span{font-size:.72rem;color:var(--text-dim);}
.category-card .btn{width:100%;justify-content:center;padding:9px 16px;font-size:.85rem;}

/* ---------- type icon (reused) ---------- */
.type-icon{
  width:44px;height:44px;border-radius:11px;
  background:linear-gradient(135deg,var(--teal),var(--sage));
  display:flex;align-items:center;justify-content:center;
  font-family:var(--serif);font-weight:700;color:#052018;font-size:1.05rem;flex-shrink:0;
}

/* ---------- criteria filter tool ---------- */
.tool-shell{display:grid;grid-template-columns:240px 1fr;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 16px 32px rgba(139,92,246,0.15);}
.criteria-panel{background:var(--surface-2);padding:22px;border-right:1px solid var(--line);}
.criteria-panel h4{font-size:.85rem;color:var(--text-dim);margin-bottom:14px;font-weight:700;}
.criteria-panel label{display:flex;align-items:center;gap:9px;font-size:.88rem;padding:7px 0;color:var(--text);cursor:pointer;}
.criteria-panel input[type="checkbox"]{accent-color:var(--coral);width:15px;height:15px;}
.criteria-panel .btn{width:100%;justify-content:center;margin-top:16px;}
.tool-table-wrap{padding:22px;overflow-x:auto;}
.tool-table-wrap table{width:100%;border-collapse:collapse;min-width:560px;}
.tool-table-wrap th{text-align:left;font-size:.75rem;color:var(--text-dim);padding:10px 12px;border-bottom:1px solid var(--line);font-weight:700;}
.tool-table-wrap td{padding:12px;border-bottom:1px solid var(--line-soft);font-size:.85rem;}
.tool-table-wrap tr:hover td{background:var(--mint);}
@media (max-width:800px){.tool-shell{grid-template-columns:1fr;} .criteria-panel{border-right:none;border-bottom:1px solid var(--line);}}

/* ---------- carousel ---------- */
.carousel-wrap{position:relative;}
.carousel-track{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:8px;scrollbar-width:none;}
.carousel-track::-webkit-scrollbar{display:none;}
.carousel-card{flex:0 0 240px;scroll-snap-align:start;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:0 14px 28px rgba(139,92,246,0.15);}
.carousel-card .type-icon{margin-bottom:12px;}
.carousel-card h4{font-size:.98rem;margin-bottom:6px;font-family:var(--serif);}
.carousel-card p{font-size:.82rem;color:var(--text-dim);margin-bottom:14px;}
.carousel-nav{display:flex;gap:10px;justify-content:flex-end;margin-bottom:16px;}
.carousel-nav button{width:36px;height:36px;border-radius:50%;background:var(--surface);border:1px solid var(--line);color:var(--text);cursor:pointer;font-size:1rem;}
.carousel-nav button:hover{border-color:var(--coral);color:var(--coral);}

/* ---------- insight/tool cards ---------- */
.insight-tool-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;gap:16px;box-shadow:0 14px 28px rgba(139,92,246,0.15);}
.insight-tool-card .icon-box{width:48px;height:48px;border-radius:12px;flex-shrink:0;background:linear-gradient(135deg,var(--teal),var(--gold-bright));display:flex;align-items:center;justify-content:center;font-size:1.3rem;}
.insight-tool-card h4{font-size:1rem;margin-bottom:6px;}
.insight-tool-card p{font-size:.85rem;color:var(--text-dim);margin-bottom:12px;}
.insight-tool-card .badge-soon{font-size:.7rem;color:var(--text-faint);border:1px solid var(--line);padding:2px 9px;border-radius:20px;display:inline-block;margin-bottom:10px;}

.calc-widget{display:flex;gap:10px;align-items:flex-end;flex-wrap:wrap;margin-bottom:10px;}
.calc-widget .cfield{flex:1;min-width:100px;}
.calc-widget label{display:block;font-size:.72rem;color:var(--text-dim);margin-bottom:4px;}
.calc-widget input{width:100%;background:var(--bg);border:1px solid var(--line);color:var(--text);padding:8px 10px;border-radius:6px;font-size:.85rem;}
.calc-result{font-family:var(--serif);color:var(--teal);font-size:1.1rem;margin-top:6px;font-weight:700;}

/* ---------- analysis cards ---------- */
.analysis-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 14px 28px rgba(139,92,246,0.15);}
.analysis-thumb{height:130px;background:linear-gradient(135deg,var(--teal) 0%, var(--mint) 60%, var(--gold-bright) 130%);opacity:.9;}
.analysis-card .body{padding:18px;}
.analysis-card h4{font-size:.95rem;margin-bottom:8px;}
.analysis-card p{font-size:.82rem;color:var(--text-dim);margin-bottom:0;}

/* ---------- how it works: icon steps ---------- */
.icon-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
@media (max-width:800px){.icon-steps{grid-template-columns:repeat(2,1fr);}}
.icon-step .icon-circle{width:56px;height:56px;border-radius:50%;background:var(--surface);border:2px solid var(--panel-dark);display:flex;align-items:center;justify-content:center;font-family:var(--serif);color:var(--panel-dark);font-size:1.2rem;font-weight:700;margin-bottom:14px;}
.icon-step h4{font-size:.95rem;margin-bottom:6px;}
.icon-step p{font-size:.82rem;color:var(--text-dim);}

/* ---------- quick compare widget ---------- */
.quick-compare{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 16px 32px rgba(139,92,246,0.15);}
.quick-compare h3{font-size:1.05rem;margin-bottom:16px;}
.quick-compare .qc-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-top:1px solid var(--line-soft);}
.quick-compare .qc-row:first-of-type{border-top:none;}
.quick-compare .qc-row label{font-size:.85rem;color:var(--text-dim);}
.quick-compare .qc-row select{background:var(--bg);border:1px solid var(--line);color:var(--text);padding:7px 10px;border-radius:6px;font-size:.85rem;min-width:120px;}
.quick-compare .btn{width:100%;justify-content:center;margin-top:18px;}

/* ---------- trust badges ---------- */
.trust-badge{display:flex;gap:14px;align-items:flex-start;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:0 14px 28px rgba(139,92,246,0.15);}
.trust-badge .icon-circle{width:44px;height:44px;border-radius:50%;flex-shrink:0;background:linear-gradient(135deg,var(--teal),var(--sage));display:flex;align-items:center;justify-content:center;font-size:1.1rem;color:#052018;}
.trust-badge h4{font-size:.92rem;margin-bottom:4px;}
.trust-badge p{font-size:.8rem;color:var(--text-dim);margin-bottom:0;}

/* ---------- testimonial quote cards ---------- */
.quote-card{background:var(--surface);border:1px solid var(--line);padding:26px;border-radius:var(--radius);box-shadow:0 14px 28px rgba(139,92,246,0.15);}
.quote-card p{font-family:var(--serif);font-size:1.05rem;color:var(--text);margin-bottom:18px;}
.quote-attr{display:flex;align-items:center;gap:12px;}
.avatar{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--teal),var(--gold-bright));color:#052018;font-family:var(--serif);font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.quote-attr .who b{display:block;font-size:.9rem;}
.quote-attr .who span{display:block;color:var(--text-dim);font-size:.78rem;}

/* ---------- filter engine (compare-investments page) ---------- */
.engine{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:28px;margin-bottom:44px;box-shadow:0 16px 32px rgba(139,92,246,0.15);}
.engine-row{display:grid;grid-template-columns:2fr repeat(4,1fr) auto;gap:16px;align-items:end;}
@media (max-width:1000px){.engine-row{grid-template-columns:1fr 1fr;}}
.field label{display:block;font-size:.8rem;color:var(--text-dim);margin-bottom:7px;}
.field input[type="text"],.field select{width:100%;background:var(--bg);border:1px solid var(--line);color:var(--text);padding:11px 12px;border-radius:8px;font-family:var(--sans);font-size:.92rem;}
.field input[type="text"]:focus,.field select:focus{border-color:var(--coral);}

.results-meta{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px;color:var(--text-dim);font-size:.9rem;}

table.compare-table{width:100%;border-collapse:separate;border-spacing:0;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 16px 32px rgba(139,92,246,0.15);}
table.compare-table thead th{text-align:left;font-weight:700;font-size:.8rem;color:var(--text-dim);padding:14px 16px;border-bottom:1px solid var(--line);background:var(--surface-2);}
table.compare-table tbody td{padding:16px;border-bottom:1px solid var(--line-soft);font-size:.92rem;vertical-align:top;}
table.compare-table tbody tr:last-child td{border-bottom:none;}
table.compare-table tbody tr:hover{background:var(--mint);}
td.type-name{font-weight:700;color:var(--text);font-family:var(--serif);font-size:1.02rem;}
td.type-name .sub{display:block;font-family:var(--sans);font-weight:400;font-size:.8rem;color:var(--text-dim);margin-top:3px;}

.risk-pill{display:inline-block;padding:3px 10px;border-radius:20px;font-size:.75rem;border:1px solid var(--line);}
.risk-pill.low{color:var(--sage);border-color:rgba(46,158,110,0.35);background:rgba(46,158,110,0.08);}
.risk-pill.medium{color:#B8860B;border-color:rgba(242,185,59,0.5);background:rgba(242,185,59,0.12);}
.risk-pill.high{color:var(--rust);border-color:rgba(217,85,58,0.35);background:rgba(217,85,58,0.08);}

.no-results{text-align:center;padding:60px 20px;color:var(--text-dim);border:1px dashed var(--line);border-radius:var(--radius);}

.compare-tray{position:sticky;bottom:0;background:var(--panel-dark);color:var(--on-dark);border-top:1px solid var(--coral);padding:16px 0;display:none;z-index:30;}
.compare-tray.show{display:block;}
.compare-tray .wrap{display:flex;justify-content:space-between;align-items:center;}
.compare-tray .picks{display:flex;gap:10px;flex-wrap:wrap;color:var(--on-dark-dim);font-size:.9rem;}
.compare-tray .picks b{color:var(--on-dark);}

.sbs{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;}
.sbs-col{background:var(--surface);padding:22px;}
.sbs-col h4{font-family:var(--serif);margin-bottom:16px;}
.sbs-row{padding:10px 0;border-top:1px solid var(--line-soft);font-size:.88rem;}
.sbs-row:first-of-type{border-top:none;}
.sbs-row .k{color:var(--text-dim);display:block;font-size:.75rem;margin-bottom:3px;}

/* ---------- forms ---------- */
.form-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:0 16px 32px rgba(139,92,246,0.15);}
.form-row{margin-bottom:18px;}
.form-row label{display:block;font-size:.85rem;color:var(--text-dim);margin-bottom:7px;}
.form-row input,.form-row select,.form-row textarea{width:100%;background:var(--bg);border:1px solid var(--line);color:var(--text);padding:12px 14px;border-radius:8px;font-family:var(--sans);font-size:.95rem;}
.form-row textarea{resize:vertical;min-height:120px;}
.form-two{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
@media (max-width:600px){.form-two{grid-template-columns:1fr;}}

.notice{border:1px solid var(--line);border-left:3px solid var(--coral);padding:16px 18px;border-radius:8px;color:var(--text-dim);font-size:.9rem;background:var(--surface);}

/* ---------- wealth manager cards ---------- */
.manager-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;height:100%;box-shadow:0 16px 32px rgba(139,92,246,0.15);}
.manager-card.placeholder{border-style:dashed;align-items:flex-start;justify-content:center;min-height:340px;color:var(--text-dim);box-shadow:none;}
.manager-card .badge{display:inline-block;font-size:.75rem;padding:3px 12px;border-radius:20px;border:1px solid rgba(46,158,110,0.4);color:var(--sage);margin-bottom:16px;width:fit-content;}
.manager-card h3{margin-bottom:4px;}
.manager-card .aum{color:var(--text-dim);font-size:.85rem;margin-bottom:18px;}
.manager-card ul{list-style:none;margin:0 0 22px 0;padding:0;flex-grow:1;}
.manager-card li{padding:9px 0;border-top:1px solid var(--line-soft);font-size:.9rem;display:flex;justify-content:space-between;}
.manager-card li:first-child{border-top:none;}
.manager-card li span.k{color:var(--text-dim);}

/* ---------- CTA banner ---------- */
.cta-banner{background:var(--panel-dark);color:var(--on-dark);border-radius:20px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;box-shadow:0 20px 50px rgba(139,92,246,0.32);}
.cta-banner h2{margin-bottom:6px;color:var(--on-dark);}
.cta-banner p{color:var(--on-dark-dim) !important;}

/* ---------- footer ---------- */
footer.site-footer{padding:56px 0 30px;background:var(--panel-dark);color:var(--on-dark);}
.footer-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:32px;margin-bottom:40px;}
@media (max-width:900px){.footer-grid{grid-template-columns:repeat(2,1fr);}}
.footer-grid h4{font-family:var(--sans);font-size:.85rem;color:var(--on-dark-dim);margin-bottom:16px;font-weight:700;}
.footer-grid ul{list-style:none;margin:0;padding:0;}
.footer-grid li{margin-bottom:10px;}
.footer-grid a{color:var(--on-dark);font-size:.9rem;}
.footer-grid a:hover{color:var(--gold-bright);}
footer.site-footer .brand{color:var(--on-dark);}
footer.site-footer .brand .mark{background:linear-gradient(150deg,var(--gold-bright),var(--teal-bright));}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;color:var(--on-dark-dim);font-size:.82rem;}
.disclaimer{max-width:800px;color:var(--on-dark-dim);font-size:.78rem;margin-top:18px;line-height:1.6;}
.footer-newsletter{background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.14);border-radius:var(--radius);padding:22px;}
.footer-newsletter h4{color:var(--on-dark);}
.footer-newsletter .nl-row{display:flex;gap:8px;margin-top:12px;}
.footer-newsletter input{flex:1;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.2);color:var(--on-dark);padding:10px 12px;border-radius:8px;font-size:.85rem;}
.footer-newsletter input::placeholder{color:var(--on-dark-dim);}
.social-row{display:flex;gap:14px;flex-wrap:wrap;}
.social-row a{font-size:.85rem;color:var(--on-dark);}
.social-row a:hover{color:var(--gold-bright);}

/* ---------- page hero (inner pages) ---------- */
.page-hero{padding:56px 0 44px;border-bottom:1px solid var(--line-soft);}
.page-hero .kicker{color:var(--coral);font-size:.9rem;margin-bottom:10px;font-family:var(--serif);font-weight:700;}

.back-link{color:var(--text-dim);font-size:.9rem;display:inline-flex;align-items:center;gap:6px;margin-bottom:18px;}
.back-link:hover{color:var(--coral);}

.article-body{max-width:70ch;}
.article-body h2{margin-top:1.4em;}
.article-body p{max-width:none;}
.article-meta{color:var(--text-dim);font-size:.9rem;margin-bottom:30px;}

.faq-item{border-top:1px solid var(--line-soft);padding:20px 0;}
.faq-item:first-child{border-top:none;}
.faq-item summary{cursor:pointer;font-weight:700;list-style:none;display:flex;justify-content:space-between;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:'+';color:var(--coral);font-size:1.3rem;}
.faq-item[open] summary::after{content:'–';}
.faq-item p{margin-top:12px;color:var(--text-dim);}